A shared services model is known to be an effective way of purchasing energy, supplies and services. In particular, the shared services model, called a Joint Insurance Fund, has proven extremely successful for purchasing property and casualty insurance.
Like the highly successful property and casualty JIFs, health insurance is also available through a shared services model.
The Health JIFs are regionalized and regulated by the New Jersey Department of Banking & Insurance, offering unparalleled controls and measures. With a PERMA Health JIF, you own the process, the products and the results, allowing you to:
Membership has its benefits. And privileges. A Health JIF is exclusive for only those public entities with a strong claims history and strong loss records.